Terms & Conditions

Effective Date: 01/01/2025
Website: epsafinancial.com
Owner: EPSA Financial ("Company", "we", "our", or "us")

Please read these Terms and Conditions ("Terms") carefully before using our website. By accessing or using our site, you agree to be bound by these Terms. If you do not agree, please do not use the site.

1. Use of the Website

You may use this website for lawful purposes only. You agree not to:

Violate any applicable laws or regulations
Infringe upon the rights of others
Use the website to transmit spam or malicious software
Attempt to gain unauthorized access to any part of the site

2. Insurance Disclaimers

Information provided on this website is for general informational purposes only and does not constitute legal or financial advice. Submitting a quote request or contact form does not guarantee coverage or approval for any insurance product.

All insurance products are subject to underwriting approval, availability, and applicable terms and conditions of the carrier.

3. No Guarantee of Results

We aim to provide accurate and up-to-date information. However, we make no warranties regarding the accuracy, reliability, or availability of any content or service. Insurance rates and eligibility may vary based on individual circumstances.

4. Intellectual Property

All content on this website—including text, logos, images, graphics, and software—is the property of [Your Agency Name] or its licensors and is protected by copyright and trademark laws. You may not reproduce, copy, distribute, or create derivative works without prior written permission.

5. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We are not responsible for the content, accuracy, or practices of any third-party sites.

6. Privacy Policy

Your use of this site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any damages or losses arising from your use of this website or reliance on its content. This includes direct, indirect, incidental, or consequential damages.

8. Indemnification

You agree to indemnify and hold harmless EPSA Financial, its employees, and affiliates from any claims, liabilities, damages, and expenses resulting from your use of the site or violation of these Terms.

9. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the site after changes constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Kansas, without regard to its conflict of laws provisions.

11. Contact Us

If you have any questions about these Terms, please contact us:

EPSA Financial
Email: jmorton.epsa@outlook.com
Phone: 785-200-1210
Website: www.epsafinancial.com